A An IVA is an Individual Volutary Arrangement. This is a way of managing you through the currewnt situation, it lasts up to 6 years and is similar to Bankruptcy except not so harsh and does not affect you for the rest of your life. An IVA should not affect yor employment as a Bankruptcy would. Having said that we would avoid this also unless this is the only way for you to 'get your life back' Call now on 05603 20 90 20 on our standard BT line and we will get to worl for you immediately